The Eleventh Circuit Court of Appeals last week faced the question of whether an obligation to pay an HOA assessment created a debt under the Federal Consumer Collection Practice Act, and they held that it does.

HOA attorneys are encouraged to read Agrelo v. Affinity Management Services, LLC very carefully, especially those whose practice includes sending letters to homeowners in the HOA.

The case can be found here: media.ca11.uscourts.gov/opinions/pub/files/201514136.pdf

Do you guys agree with the Court’s ruling that HOA Assessments can be seen as Consumer Debts?